The insurance company Direct Line (LSE: DLG) has surged on the stock market lately. The Direct Line share price moved up 18% between late November and last week. Over the past year, its performance has been more modest, losing 3%. After the latest price surge, should I still consider buying the firm for my portfolio?

Long-term loser

At first glance, it may look like I missed the chance to buy the share when it was on sale in November. Given its performance since then, there is an argument that the share was undervalued a couple of months ago.

I think a swing among investors to more defensive shares such as the famous insurer has helped to push the price up. In the bigger picture, however, I am not sure that the recent price gain will be maintained. Over the past five years, the Direct Line share price has dropped 14%. Shareholders do benefit from a healthy yield, which currently stands at 7.4%. But the long-term price movement does not suggest that investors are optimistic about the company’s outlook. That may be explained by inconsistent business performance. Earnings per share last year were the lowest for four years. That could partly be a result of the pandemic, although arguably the lower rates of vehicle use helped insurers as there were fewer claims. Indeed, Direct Line reported lower claims frequency last year in both its motor and commercial lines.

Strengths and weaknesses

There are also risks on the road ahead. For example, recent changes in UK rules on insurance renewal pricing could hurt profit margins. Then again, they might actually result in a more transparent market with less unprofitable policies being written. That could turn out to be good for Direct Line. Car shortages are pushing up second hand prices, increasing settlement costs for the company. That too could hurt profits.

But I continue to see a number of attractive features about Direct Line. Demand for the sorts of insurance the company specialises in tends to be resilient. Car insurance, for example, is a legal requirement. The iconic brand Direct Line has built over decades helps it increase customer loyalty. That should support attractive profit margins.

Although the long-term share price decline does concern me, I reckon the yield is very attractive. Dividends are never guaranteed, but the appealing economics of the insurance industry mean I think Direct Line could continue to make handsome payouts for years to come.

My next move on the Direct Line share price

I do have doubts about the growth prospects for the company. Last year was the third consecutive year in which revenues declined. I think that may explain why the Direct Line share price has drifted downwards for years despite the occasional surge like we saw recently. But I believe growth could return in future, given the company’s strong brand.

However, I like the Direct Line business. I also appreciate the share’s passive income potential that could boost the dividends I earn from my portfolio. Purely from an income perspective, I see a case for tucking it in my portfolio and holding it for years. If I could wait to do that in another dip like we saw in November, it could boost the dividend yield I would get.

Christopher Ruane has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

Lately, I have been thinking about how I would put £10,000 to work in the stock market at the moment. I have compiled a list of shares to buy now for my portfolio. It is split evenly between growth and income approaches. If I put £1,000 into each of the 10 shares, I would reduce my risk thanks to diversification. Here, in no particular order, are the 10 shares I would choose.

UK growth shares in retail

Two of the companies are clothes retailers. Lately, they have had different business results, but I reckon both of them could keep growing fast in coming years. Boohoo has seen its share price collapse. The former stock market darling has often been trading close to penny share status recently. Investors have been scared off by negative publicity about the working conditions at suppliers to the online retailer. But that is not the only concern.

Inflation in the supply chain has been mounting, leading the company to lower its financial expectations for the current year. I think that is already reflected in the boohoo share price, though. The company has been expanding aggressively, including in the massive, though challenging, US market. It will take effort to manage its cost base in an inflationary environment. But the company has proven its business model and I am confident it can keep growing strongly in future.

Sportswear specialist JD Sports has also proven its business model. Unlike boohoo, its business is on a tear. It has upgraded expectations for its full-year results after its strongest first half of trading ever. The model is straightforward, and that brings the risk of competition that could hurt profit margins. But as it expands its overseas footprint, I expect JD to do well from the ongoing rise of casualwear. Its portfolio of brands allows it to compete in different sectors of the market. I think that means it still has large untapped opportunities in front of it.

Bringing home the bacon

Folk wisdom says where there’s muck, there’s brass. A pig sty can be a fairly mucky place, and I expect continued positive financial news from pork producer Cranswick. Limited supply combined with growing global demand make for a winning business opportunity. Cranswick’s decades of experience in the meat industry mean that it is well-positioned to capitalise on that. I think its growth credentials are reflected in the fact that both earnings per share and the dividend saw double-digit percentage growth last year. Changes to export and import rules are always a risk for a meat company selling into global markets and could lead to lower revenues or profits.

Digital focus

I would also consider a couple of tech shares to buy now for my portfolio. Digital ad agency group S4 Capital has had a rough start to 2022. The tech sell-off has hurt the share price at S4, many of whose clients are tech companies. I think the long-term growth story remains intact, though. The company has maintained its guidance of doubling revenues and gross profits organically over a three-year period. On top of that it remains on the acquisition trail and has already announced its first deal of 2022. But such rapid growth can increase overhead costs, which could hurt profit margins.

Another tech share beaten down lately is kidney diagnostic specialist Renalytix. I feel this is a risky choice as for now the company has very small revenues. But its proprietary technology has been receiving growing clinical proof to support sales efforts. The company has expanded its sales team rapidly to capitalise on them. That adds costs, which could hurt profit margins. But at its current share price and with a large potential customer market, I would happily buy Renalytix for my portfolio.

Income shares in financial services

A couple of income shares I would choose for my portfolio operate in the financial services sector. Investment manager M&G yields 8.5% and management has said that it plans to maintain or raise the dividend level in future. Dividends are never guaranteed and there is a risk that if M&G’s investment performance is too weak, its customers will switch to other providers. That could hurt revenues and profits. But I think the company’s established brand and wide customer base could help it perform well enough in coming years to support the tasty dividend.

Insurer and financial services provider Legal & General also benefits from a strong brand, with its multi-coloured umbrella logo helping to attract customers. Its large customer base helps it produce strong profits and fund an attractive dividend. Currently the shares yield 6.1%. I would happily tuck them into my portfolio. Like all financial services providers, any economic downturn might hurt demand at Legal & General. That could see fewer customers and lower profits.

UK shares to buy now: high yielders

I will round out my list of shares to buy now for my portfolio with a trio of high-yielding companies.

Tobacco giant Imperial Brands offers a dividend yield of 8.0%. It cut its dividend in 2020 and the risk of falling cigarette use hurting profits continues to stalk the company. But the company has taken moves to combat that risk, including trying to build its market share in key countries. Price increases will hopefully mitigate volume declines and help support the company’s dividend.

A far smaller company is the venture capital trust Income and Growth. But at 9.6%, there is nothing small about its dividend yield. By investing in early stage businesses, the company can benefit from their growth — if it happens. That strategy has proven lucrative. Such investments can carry significant risks of underperformance, though. That means that the trust’s dividend can move around a lot. Dividends are never guaranteed.

Finally I would buy natural gas and oil producer Diversified Energy for my portfolio. Its dividends are paid quarterly and the current annual yield is 11.1%. Diversified could benefit from current strength in energy prices. It has a large estate of aging wells that need to be capped when they reach the end of their productive lives. That could add significant costs to the company’s bottom line, damaging earnings. With a double-digit percentage yield, I can live with that risk. I have added Diversified into my portfolio.

Christopher Ruane owns shares in Diversified Energy, Imperial Brands, JD Sports, Renalytix and S4 Capital. The Motley Fool UK has recommended Imperial Brands and boohoo group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

Was this article helpful?

YesNo

Was this article helpful?

YesNo

As part of a diverse portfolio of holdings, I own specific stocks that help me make a passive income via dividend payments.

Smith & Nephew (LSE:SN) has an extraordinary dividend payment record. Recently, the shares have dipped. Should I add the cheapened shares to my holdings to make a passive income?

Medical technology

Smith & Nephew is a leading medical technology company with a presence in over 100 countries. It operates via three segments: orthopaedics, sports medicine and ENT, and advanced wound management.

As I write, Smith & Nephew shares are down 22% compared to this time last year. The shares are trading for 1,255p right now whereas, a year ago, they were trading for 1,613p.

The Covid-19 pandemic, stock market crash, and continued impact of the pandemic has hindered Smith & Nephew’s share price, in my opinion. A lot of its work is in elective surgeries. Due to the pandemic and stretched medical resources, elective surgeries were postponed as resources were dedicated to help assist with the pandemic. I believe the elective medical market is going to turn around. This should boost the Smith & Nephew share price and hopefully provide further returns and a passive income. 

Pandemic risk

The obvious risk for Smith & Nephew’s fortunes in the immediate future is the continued impact of the pandemic. New variants of the virus have emerged since the pandemic began in 2020. These new variants have caused new restrictions, as well as macroeconomic issues, and even mini market crashes. If another variant were to occur, and hospitalisations were to increase, elective procedures could be halted once more. This could hamper the company’s performance and any passive income I hope to make.

Passive income seeker

There aren’t many shares on the FTSE index that can profess to paying a consistent dividend since 1937. Well, Smith & Nephew can do that. It even paid a dividend during 2020, throughout the market crash period. Many firms across the globe cancelled dividends during the pandemic and crash to conserve cash, but not Smith & Nephew. As I write, its current dividend yield stands at a respectable 2%.

I do understand that past performance is not a guarantee of the future, however. Dividends can be cancelled at any time, of course, which would affect any passive income. My bullish stance towards SN stems from recent and historic performance. After all, good performance leads to shareholder returns. Looking back, I can see revenue and operating profit increases year on year for three years prior to 2020. 2020 levels were not far behind 2019 pre-pandemic levels.

Coming up to date, a notice of results released yesterday confirmed full-year 2021 results were due on 22 February. A Q3 update in November mentioned pre-Covid momentum was returning operationally and financially.

With the continued vaccine rollout, better management of the pandemic, and an ageing population, the market is primed for Smith & Nephew to grow rapidly in the coming years. This should lead to good performance and more dividend payments.

Overall, I think the Smith & Nephew shares are a no-brainer for my passive income portfolio. The shares look cheap right now due to the recent dip. A good track record of performance and a fantastic dividend payment record fill me with confidence that the future could involve lucrative shareholder returns for my holdings. I would add the shares to my portfolio.

Jabran Khan has no position in any shares mentioned. The Motley Fool UK has recommended Smith & Nephew. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

Although there is a lot of discussion about falling share prices at the moment, I think tumbling stock prices can actually present a good opportunity to start investing. Quality companies may be available to buy on the cheap.

I do not think it is necessary to have vast sums of money to start investing. If I had £300 to spare today and wanted to begin my stock market journey, here is how I would do it.

Set up a way to buy and sell shares

I do not think it is usually complicated to buy or sell shares. But I would need some sort of dealing account to do so. That could be a simple share dealing account, or one designed to reduce the impact of taxation like a Stocks and Shares ISA.

Even if I did not expect to buy any shares just yet, I would set an account up. That would mean that when I decided to trade, I could take action immediately.

Consider buying the market

Legendary investor Warren Buffett reckons that many new investors would improve their chances in the market simply by “buying the market”. That means investing in an index fund that tracks a market index such as the FTSE 100. The advantage of such an approach is that it would expose me to a broad range of companies and business sectors. That would help reduce the risk of my holdings, by giving me diversification. With £300 to invest and the impact of dealing charges, it could be hard for me to get much diversification by investing in individual shares.

Buffett also emphasises the importance of buying a low-cost index fund. That would reduce the impact that fund management fees would have on my investment returns. As an index fund can basically be run by an algorithm, not expensive stock pickers, some are very low cost. For example, I would consider putting my £300 into a fund such as Vanguard FTSE 100 Index Unit Trust.

Investing in an active fund

An alternative would be for me to buy an active fund. That is a collective investment vehicle in which the managers actively pick companies to own, such as the Scottish Mortgage Investment Trust.

That gives me the possible advantage of benefitting from focussed managers trying to improve my returns. For example, while Scottish Mortgage has lost 17% in the past year, over a five year-period the Scottish Mortgage share price has risen 215%, compared to an increase of just 4% in the FTSE index over the same time frame.

But active funds can involve higher management fees eating into investment returns. On top of that, they may not give me the diversification I want.

Could I start investing by buying individual shares?

I could get some diversification by splitting my £300 across two or three different companies I chose. Many people do start investing this way.

But as Buffett points out, getting good investment returns in reality is often harder than it looks in theory. Instead of fancying myself as a stock picker the moment I start investing, I think putting my £300 in an index fund at first could help me learn more about the stock market. I would be able to use that education to pick individual shares once I was a more experienced investor if I decided to do so.

Christopher Ruane has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

I think investment trusts make great investments any time. But I reckon they’re especially valuable when the economy is uncertain and stock markets are erratic. Right now, I’m wondering whether to buy Scottish Mortgage Investment Trust (LSE: SMT) for my portfolio, and I’ll tell you why.

Firstly, a single purchase of an investment trusts gets me diversification across all of its holdings. And then, as I’m a part-owner of the company, there’s no management-versus-customer conflict of interest. Those reasons, plus its dividend record, led me to buy City of London Investment Trust. So why am I now thinking of adding Scottish Mortgage?

I do love the names of some of these venerable investing institutions, even if I wouldn’t buy just for that. And Scottish Mortgage has nothing to do with mortgages, nor Scotland. No, it’s the UK’s largest investment trust with a market cap of £15.6bn. And it invests in global stocks, with US growth companies figuring strongly among its top holdings.

For me, it would provide balance. I’d have my UK-focused City of London, with its strong and progressive dividends. And Scottish Mortgage would add US and international growth stocks, including the likes of Moderna and Tesla, to my mix.

Trading at a discount

Scottish Mortgage Investment Trust shares are on a discount of 2.8%. So the share price is a bit lower than the value of the underlying assets. Does that mean it’s a bargain? Not necessarily. The thing is, some of the assets owned by the trust are themselves on very high valuations.

Tesla shares, for example, are on a trailing price-to-earnings of nearly 300. And that brings tears to the eyes of the low-risk dividend investor in me. If that proves to be unsustainable, getting it for a small discount would hardly qualify as a bargain. Then again, I’m the same investor who thought Amazon shares were overvalued 20 years ago. And of any money I invest in Scottish Mortgage, only around 6% would be in Tesla anyway. So there’s diversification safety there.

The share price has fallen hard

And the Scottish Mortgage share price has been tumbling. Since a peak in November, the shares have lost 31%. And over the past 12 months, they’re down 17%. But before I see that as a super bargain and rush in, looking back a bit further paints a different picture. The stock soared throughout the Covid-19 crisis. Even after the latest fall, it’s still up 83% over two years. And it has trebled over five years.

I could look at the dividend, which has not been cut since 1933. But then, the yield only stands at 0.3%. So it’s not really a stock for income investors.

Buy Scottish Mortgage Investment Trust?

The question is, taking account of all this, will I buy? The simple answer, right now, is no. Scottish Mortgage has a decades-long track record of investing in growth stocks, and has picked some great startups over the years. So I might well be missing big profits in 2022.

But for now, I can’t help seeing the share price fall as a needed correction. And I fear there could be further losses to come as investor sentiment moves back toward unloved Covid-trashed stocks. I expect I’ll come back to SMT in the future, though.

John Mackey, CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. Alan Oscroft owns City of London Inv Trust. The Motley Fool UK has recommended Amazon and Tesla. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

One FTSE 100 stock I consider a no-brainer buy for my holdings is Rightmove (LSE:RMV). Here’s why I’m bullish on the shares.

Market leader

Rightmove.co.uk is the largest online property portal in the UK. It was formed in 2000 when the top four corporate estate agencies collaborated to create the platform. It floated on the London Stock Exchange in 2006 and is now a fully fledged FTSE 100 incumbent with a market cap above £5bn.

As I write, Rightmove shares are trading for 640p. At this time last year, the shares were trading for 613p, which is a modest 4% return over a 12-month period.

Potential risks

Two primary risks that could hinder Rightmove’s progress currently and in the future are that of rising interest rates and competition. Firstly, rising interest rates could cool the current white-hot housing market. Many buyers could be put off higher mortgage rates and wait before buying to see if interest rates come down once more.

Secondly, competition in the online property platform market is intense. Although Rightmove is a staple name, many competitors have emerged and are jostling for domination and site traffic, as well as sign-up revenue.

Both of these factors could affect Rightmove, which could see its traffic levels, sign ups, and performance affected.

A FTSE 100 stock I would buy

Certain industries have certain brand names that resonate with most consumers. Rightmove possesses this competitive advantage in respect of property, in my opinion. A similar example of this is when looking for a new car. Many people instantly go to fellow FTSE 100 incumbent Auto Trader’s platform. Due to Rightmove’s profile,  property seekers and estate agents (who pay to use the popular platform) use Rightmove as the go-to platform, giving it significant pricing power.

Rightmove will benefit from the current burgeoning housing market in the UK. Current demand for housing in the UK is outstripping supply by some margin. Many are looking to get on the property ladder for the first time. The UK government scrapped stamp duty for a period last year, which boosted the market as a whole too. Rightmove recently reported house prices are at their highest levels since 2016. The current market, and Rightmove’s position, should help boost performance.

I always look at recent past performance. I do understand that past performance is not a guarantee of the future, however. Looking back at Rightmove’s performance, I can see that revenue grew year on year for three years before 2020, which was affected by the pandemic and stock market crash. Coming up to date, Rightmove released a trading update in July. This was a half-year report for the six months ended 30 June 2021. Revenue and operating profit were up compared to the same period last year. It also paid an interim dividend, which is a bonus.

I genuinely believe Rightmove is a no-brainer FTSE 100 stock to add to my portfolio. At current levels, I would add the shares to my holdings. It is a leader in its field and currently operates in a burgeoning housing market. It possesses a competitive advantage and pricing power, has a good track record of performance, and pays a dividend. 

Jabran Khan has no position in any shares mentioned. The Motley Fool UK has recommended Rightmove. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

The rise of electric vehicles (EV) in recent times has led many investors, including me, to look at EV stocks and those linked to the industry. One UK share I believe could benefit and grow from the EV wave is TI Fluid Systems (LSE:TIFS). Here’s why I like the shares for my holdings.

Automobile essentials

TI Fluid Systems designs, manufactures, and sells fluid storage, carrying, delivery, and thermal management systems for vehicles. All automobiles require such products to help them operate, therefore the products TIFS’ designs and sells are essential. Demand from automobile makers should help boost growth in the years ahead.

As I write, TIFS shares are trading for 234p. At this time last year, the shares were trading for 242p, which is a slight drop of 3%.

UK shares have risks

I must note the risks of investing in TIFS. Firstly, the current semiconductor shortage, essential parts in EV vehicles, has meant there has been a huge backlog of new cars not being produced. This could affect revenues and performance ahead. In addition to this, the current supply chain crisis has affected the TIFS share price and recent performance, despite decent demand for products.

I view both of these risks as short- to medium-term issues that could hinder TI Fluid Systems investment viability. I invest for the long term so these issues don’t worry me too much, but I will keep an eye on developments.

Why I like TIFS

TIFS could be well placed to benefit due to its products being essential in all cars, especially in EVs. Electric vehicles especially, require more of the products that TIFS designs as they don’t operate with the traditional combustion engine.

According to recent stats compiled by Heycar.co.uk, the EV market is booming. Sales increased by 186% in 2020 and, as of today, there are an estimated 370,000 EVs on the road in the UK. There are also 710,000 plug-in hybrids. Growth in the years ahead, in the UK alone, is to accelerate due to the ban on new petrol and diesel cars being manufactured after 2030. The UK government has also invested in many new charging points throughout the country too. It is predicted EVs will outsell petrol and diesel vehicles by the end of 2022.

TIFS shares currently look cheap with a price-to-earnings ratio of just 19. In addition to this, the shares offer a dividend that would make me a passive income from my holdings. UK shares that make me a passive income are firmly on my radar. TIFS sports a dividend yield of just over 2%.

Finally, recent and historic performances has been good, although not a guarantee of any future performance. Looking back, prior to the pandemic-affected year of 2020, revenues were consistently above £3bn for three years. Coming up to date, a post-close update released yesterday, confirmed revenue for 2021, the year ending 31 December 2021, should be above £3bn, up from 2020 levels.

Overall, I think TI Fluid Systems could be a good UK share for my holdings. At current levels it looks cheap, and has a good track record of performance. Most importantly for me, its products are essential to the advancement of the burgeoning growth market that is EVs.

Jabran Khan has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

The Rolls-Royce (LSE:RR) share price has been through a tumultuous 24 months. The travel sector was hit badly in 2020, dropping shares of the aero-engine manufacturer below 100p for the first time since 2005. Despite signs of recovery, recurring Covid fears have stalled its rebound.

But I think 2022 could be a turnaround year for the FTSE 100 company if a few variables turn favourable. Here’s why I think now is the last chance for me to capitalise on the dirt-cheap Rolls-Royce share price before a potential surge in 2022, which is possible under the right circumstances.

Highly anticipated results

Rolls-Royce’s annual results are set to be released on 24 February. Shareholders will expect a positive showing and I think it is likely, given the steady improvements made across the three previous quarters.

The aerospace company was forced to raise funds in 2020 via bonds and grants. In 2020 Rolls-Royce recorded a £5.4bn loss and burned through its £4bn cash reserve by the end of 2020. Since then, the company has been restructuring operations by cutting nearly 9,000 jobs and shifting focus from civil aviation to its defence and power systems divisions.

This allowed the company to offload non-core assets for £2bn and cut down on its sizeable debt throughout 2021.  The company is looking at £1.3bn in savings by the end of 2022 and I think this is possible after the company recorded positive cash flow in the third quarter of 2021. The board now expects free cash outflow in financial year 2021 to be better than the previous guidance of £2bn.

This is why I think full-year results are so important for the Rolls-Royce share price in 2022. A positive showing and further evidence of improving cash flow could bolster investor sentiment towards the aerospace giant.

Travel boom in 2022

Travel experts expect leisure travel to return to 80% of pre-pandemic activity in 2022 (currently at about 45%-55% depending on the region). This could be a huge boost for Rolls-Royce, given that civil aviation is still its largest wing. Also, improved cash flow from aviation could benefit RR’s transition into nuclear power and military technology over the next 10 years.

Covid has completely changed the way we think about work. Research suggests that young professionals now value leisure and free time much more post-Covid. Four-day work weeks and remote working are now a lucrative options for many, which could promote spending on leisure and travel. The big question right now is will this eat into the lucrative business air travel segment over the long term?

In fact, travel restrictions remain the biggest concern surrounding the Rolls-Royce share price now. Further interruptions could decimate months of work overnight. This is why investors are nervous when it comes to travel shares now. This popular FTSE 100 company is trading at 119p today with a price-to-earnings ratio of three times. And despite the low valuation, its share price looks set for a prolonged recovery. 

But, there are many  positives to consider as well. The Rolls-Royce share price has been posting higher lows since October 2020 and returns stand at a whopping 205% since. I think the ideal conditions for a Rolls-Royce share price explosion in 2022 are if the travel market continues to rebound along with evidence of significant debt reduction and positive cash-flow in the full-year report.

Suraj Radhakrishnan has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.